Salary Calculator
Convert a wage between hourly, daily, weekly, monthly, and annual pay, with unpaid holidays and vacation taken into account.
Comment utiliser cette calculatrice
- 1Enter your pay amount and select the period it covers.
- 2Set your usual hours and days per week.
- 3Add any unpaid holidays or vacation — these matter for hourly roles and rarely for salaried ones.
- 4Optionally enter a raise percentage to see what the same job would pay.
Comment ça marche
Wage conversion
paid days = days per week × 52 − unpaid days hours/day = hours per week ÷ days per week paid hours = paid days × hours per day annual = hourly × paid hours monthly = annual ÷ 12, biweekly = annual ÷ 26
Every period is derived from a single annual figure rather than chained conversions, which avoids the compounding rounding error you get from converting hourly to weekly to monthly in sequence. Unpaid time reduces the hours you are actually paid for, which is why an hourly worker taking three unpaid weeks earns about 6% less than the naive 2,080-hour assumption suggests.
Exemple détaillé
At $28 an hour, 40 hours a week, 5 days a week with no unpaid time: 260 paid days × 8 hours = 2,080 hours a year, so the annual salary is $58,240 — $4,853 a month, or $2,240 every two weeks.
Salary Calculator : le guide complet
The 2,080-hour convention and where it fails
Full-time work in the United States is conventionally 2,080 hours a year: 40 hours × 52 weeks. That is the number recruiters use to quote salaries, and it is exactly right for a salaried employee who is paid through holidays and vacation.
It is wrong for an hourly worker. If you take ten unpaid public holidays and two unpaid weeks, you are paid for about 1,920 hours, not 2,080 — an 8% difference that a naive hourly-to-salary conversion hides completely. Entering your unpaid days above is what makes the comparison honest.
Biweekly is not the same as twice a month
Paid every two weeks means 26 paychecks a year. Paid twice a month means 24. The annual total is identical, but the individual paycheck differs by about 8%, and biweekly pay produces two months each year with three paychecks instead of two.
That third check is not a bonus — it is the same annual salary distributed differently — but budgeting against a monthly figure derived from a biweekly check is a common way to end up short. Divide your annual figure by 12 for a monthly budget, not your paycheck by two.
Gross versus take-home
Everything here is gross pay. In the United States, federal income tax, Social Security and Medicare (7.65% combined for employees), state income tax where it applies, health insurance premiums, and retirement contributions all come out before the money reaches your account.
A realistic starting assumption is that take-home is 70–80% of gross for a middle-income earner, though it varies enormously with state, filing status, and benefit elections. The income tax calculator gives a closer federal estimate.
Comparing offers properly
Salary is only part of total compensation. An employer 401(k) match is real money — a 50% match on 6% of pay is worth 3% of salary before any market growth. Employer-paid health premiums are frequently worth $8,000–$20,000 a year for a family.
Also convert for hours. A $95,000 salary at 55 hours a week is $33 an hour; an $80,000 salary at 40 hours is $38. Enter both as annual figures with their real weekly hours above and compare the hourly line, which is the only field that accounts for the time actually spent.
Questions fréquentes
How do I convert my hourly wage to an annual salary?
Multiply your hourly rate by the hours you are actually paid for in a year. For full-time work with paid time off that is 2,080 hours (40 × 52), so $28 an hour is $58,240. If your holidays or vacation are unpaid, enter them above and the calculator reduces the hours accordingly.
How many working days are in a year?
About 260 for a five-day week (5 × 52). Subtract public holidays and vacation to get the days you are actually paid for — typically 240–250 in practice for an hourly worker with unpaid time off.
Is this before or after tax?
Before. These are gross figures. US take-home pay is commonly 65–80% of gross after federal and state income tax, Social Security, Medicare, and benefit deductions.
How do I work out what a raise is worth?
Enter the raise percentage above and the calculator shows the new annual figure plus the extra per year and per month. Compare that against inflation — a 3% raise in a 4% inflation year is a real-terms pay cut.