Finance Calculators
Mortgage, interest, investment, and money calculators for real financial decisions.
37 calculators
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- Mortgage CalculatorEstimate your monthly mortgage payment, total interest, and yearly amortization from home price, down payment, interest rate, and loan term.
- Compound Interest CalculatorSee how your savings grow with compound interest. Calculate the future value of an initial deposit plus monthly contributions at any interest rate.
- ROI CalculatorCalculate return on investment (ROI) from your initial investment and final value, including net gain and annualized return.
- CD CalculatorCalculate the maturity value and interest earned on a certificate of deposit (CD) from your deposit, interest rate, term, and compounding frequency.
- APR CalculatorFind the true annual percentage rate (APR) of a loan once fees are included, plus the monthly payment and total cost. Compare loans on a fair basis.
- 401(k) CalculatorProject your 401(k) balance at retirement from your salary, contribution rate, employer match, and expected return — with a year-by-year growth schedule.
- Roth IRA CalculatorProject the tax-free value of a Roth IRA at retirement and see exactly how much the tax shelter is worth compared with an ordinary taxable account.
- Credit Card Payoff CalculatorFind out how long it takes to clear a credit card balance, how much interest it costs, and what monthly payment would clear it by a chosen date.
- Future Value CalculatorFind what a lump sum and regular deposits will be worth in the future at a given rate of return, and see the split between money paid in and interest earned.
- Sales Tax CalculatorAdd sales tax to a price or work backwards from a tax-inclusive total to find the pre-tax amount and the exact tax paid.
- Tip CalculatorWork out the tip, the total, and each person's share of a restaurant bill — with the option to tip on the pre-tax amount and round the split.
- Salary CalculatorConvert a wage between hourly, daily, weekly, monthly, and annual pay, with unpaid holidays and vacation taken into account.
- Income Tax CalculatorEstimate US federal income tax, Social Security and Medicare, your effective and marginal rates, and take-home pay from your gross salary.
- Loan CalculatorCalculate the monthly payment, total interest, and full amortization for any loan — and see how much an extra monthly payment saves.
- Simple Interest CalculatorCalculate simple interest and the final balance on a principal at a fixed rate over time, and see how it compares with compound interest.
- Savings Goal CalculatorFind the monthly deposit needed to reach a savings target by a set date, given what you've already saved and an expected rate of return.
- Break-Even Point CalculatorFind how many units you must sell to cover your costs, from fixed costs, price per unit, and variable cost per unit — plus the profit at any volume.
- Inflation CalculatorSee how inflation erodes the buying power of money over time: what a sum will be worth in the future, what a basket will cost, and the total loss.
- Retirement CalculatorProject your retirement savings from current balance and monthly contributions, then estimate the yearly income it could safely provide at retirement.
- Net Worth CalculatorAdd up your assets and subtract your debts to find your net worth, with a breakdown of what you own, what you owe, and your debt-to-asset ratio.
- Rent vs Buy CalculatorCompare the total cost of buying a home against renting over the years you'll stay, accounting for the mortgage, upkeep, appreciation, and equity on sale.
- Debt-to-Income Ratio CalculatorCalculate your debt-to-income ratio — the front-end (housing) and back-end (total debt) figures lenders use — and see where you fall against typical approval limits.
- Mortgage Refinance CalculatorCompare your current mortgage with a refinance to find the monthly saving, how many months to break even on closing costs, and the lifetime interest difference.
- Annuity CalculatorTurn a lump sum into a stream of equal payments, or find the lump sum a desired payment needs, using the present value of an annuity at a chosen rate and term.
- Dividend CalculatorCalculate the income and yield from a dividend-paying holding, and project how the income and yield-on-cost grow over time as the dividend increases.
- Auto Loan CalculatorCalculate a car loan's monthly payment and total interest from the price, down payment, trade-in, sales tax, rate, and term — the true cost, not just the payment.
- Amortization CalculatorSee how a loan amortizes: the monthly payment, total interest, and a year-by-year schedule of how each payment splits between interest and principal.
- Emergency Fund CalculatorFind how big your emergency fund should be from your monthly expenses, how much more you need, and how many months of saving it takes to get there.
- Rule of 72 CalculatorEstimate how long money takes to double at a given return using the Rule of 72, or the rate needed to double in a set time, with the exact figure for comparison.
- Overtime Pay CalculatorCalculate gross pay with overtime: regular pay plus time-and-a-half (or any multiplier) on the extra hours, with the effective hourly rate for the week.
- Wage CalculatorConvert pay between hourly, weekly, monthly, and annual, in either direction, using your hours per week and weeks per year — to compare a wage against a salary.
- Margin & Markup CalculatorFrom cost and selling price, find profit, gross margin, and markup — the two percentages, measured against price and against cost, that businesses constantly mix up.
- Present Value CalculatorFind the present value of a future sum — what it's worth today after discounting at a chosen rate — with the total discount and the discount factor.
- Down Payment CalculatorCalculate the down payment on a home from the price and percentage, the loan amount that remains, whether you avoid mortgage insurance, and how long to save.
- CAGR CalculatorCalculate the compound annual growth rate (CAGR) between a starting and ending value over a number of years, with the total return and growth multiple.
- Investment Return CalculatorCalculate the profit and percentage return on a stock or fund trade from the shares, buy and sell prices, trading fees, and dividends received.
- Loan Payoff CalculatorSee how adding extra to your monthly loan payment cuts the payoff time and the total interest, compared against paying the minimum.